How can I beat the medical insurance system?
In general, insurance works by charging premiums that are high enough to cover the medical costs of both healthy and unhealthy members enrolled in a plan. With HealthOne, however, you receive the cost advantage of a young and healthy membership. HealthOne gives you the medical coverage you need without throwing money away on more coverage than you want. What's more, if you remain healthy and file no claims during a one-year period, our already low premiums go even lower. And if you stay healthy for two full years, we'll add on additional Benefits to help keep you well!
Easy sign up with 3-month, 6-month & 1-year plans available We realize how hard it can often be for newcomers to Japan to make ends meet. That's why we created short-term plans for those who don't want to pay an entire year's premium all at once. Not to mention the fact that there's absolutely no sense in having to buy a year's worth of insurance if you're planning on being in Japan for only a few months.
Enhanced Health Benefits
We're serious about your continued good health. If you stay healthy and experience no medical issues during a two-year period, you'll be eligible to receive additional Wellness Benefits to help keep you healthy. Annual physical exams, eye and ear checks, teeth cleanings, mammograms and other preventative services are included. We believe that healthiness is one of the best forms of insurance - that's why we're HealthOne!
Hospital Cash Bonus
Unfortunately, misfortunes sometimes do occur. If you're hospitalized for a covered accident or illness, the HealthOne Plan will pay you ¥5,000 for each consecutive night of confinement, beginning with the fifth and until and including your sixtieth day. That's cash paid directly to you - not the hospital, not the doctor - to spend as you see fit.
We think people who live a healthy lifestyle should be rewarded with lower insurance costs. If you have no medical claims during a coverage period, you'll get a 10% Cash Rebate* in your next coverage period.
